Neptune Financial Tools

Financial Services


As a courtesy to our clients and visitors, we have collected a number of useful Financial Tools that can be used to gain insight on various monetary issues people face on a day to day basis. Although most of these tools are designed for singular use, some of them can help to provide an ongoing picture of your financial situation when used on a weekly or monthly basis.

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Increase Your Wage Calculator

If you work one hour and spend that hour's entire wage on a non-necessary, non-appreciating purchase, you have effectively limited the value of one hour's wage to its face value. On the other hand, if you were to invest all or part of the one hour's wage into an interest earning investment, this would serve to increase that hour's wage by an amount equal to the total interest earned by the investment. In other words, the person who is ultimately responsible for setting your hourly wage rate is not your boss--it's YOU! The calculator below will calculate the future value of your hourly wage based on the portion invested, the annual rate of return, and the number of years invested.

Hourly
Wage
$ Portion
Invested
Interest
Rate
# of
Years
Future
Value
Interest
Earned
 
 
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