Neptune Financial Tools

Financial Services


As a courtesy to our clients and visitors, we have collected a number of useful Financial Tools that can be used to gain insight on various monetary issues people face on a day to day basis. Although most of these tools are designed for singular use, some of them can help to provide an ongoing picture of your financial situation when used on a weekly or monthly basis.

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Credit Card Minimum Payment Interest Calculator

This calculator will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill. It will also tell you how many minimum payments you will make before your balance is paid off (up to a maximum of 600 payments).
Instructions: Somewhere in your credit card disclosure statement the card company will tell you something like "your minimum payment will be 2% of the balance or $10, whichever is higher. These are the figures you will enter in Column C and Column D respectively.

Amount
Charged
Interest
Rate
C
Minimum
Pmt Perc
D
Minimum
Min Pmt
Interest
Charges
# of
Payments
#
of Years
 
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