Neptune Financial Tools

Financial Services


As a courtesy to our clients and visitors, we have collected a number of useful Financial Tools that can be used to gain insight on various monetary issues people face on a day to day basis. Although most of these tools are designed for singular use, some of them can help to provide an ongoing picture of your financial situation when used on a weekly or monthly basis.

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Lifetime Savings Calculator

This calculator will show you how much you'll save over the course of your lifetime when permanently switching from any given high priced buying habit (name brand) to its functional, less expensive equivalent (generic). Plus, it will also show you how much interest you could earn if you were to invest all or part of those savings as you realized them. As you're about to see, "a penny saved" can REALLY ADD UP!

Enter your current age:
Enter the age you plan on retiring at:
Enter the age you expect to live until:
Enter the price you are paying for a name-brand product or service:
Enter the cost of a lower-priced functional equivalent (generic):
Enter the number times you purchase this item per month:
Savings Per...
Purchase: Month: Year:
Retire: Lifetime:
Enter the average annual interest rate you might expect to earn if you were to deposit these savings into an investment as they were realized (w/out %):
Amount your investment will be worth at retirement age:
Amount you could withdraw monthly from your investment during retirement:
Total future value of your invested savings between now and your life expectancy:

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